![]() If the merchant processes the transaction in South Korean won instead of U.S. For example, let’s say you buy clothes online from a merchant in South Korea. Sometimes, you don’t have to leave your home country to be charged a foreign transaction fee. Currency conversion fees (charged by the ATM’s owner).Usage fees (charged by the ATM’s owner).Out-of-network ATM fees (charged by your financial institution).Some of those fees could include the following: ![]() ![]() You may also have extra fees for ATM withdrawals at an international ATM. ![]() This differs from a monthly maintenance fee you might pay for an account. A foreign transaction fee is an amount that credit card companies (and financial institutions) can charge when you use your card to make purchases in a foreign country.Ĭard issuers can charge foreign transaction fees to help cover the cost of converting currencies for international purchases. ![]()
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